Course Listings

Break the Cycle: Spend Less & Save More

Spending money is something we all do, but did you know that by making a few changes to your spending habits, you can find money to save for your goals?

In this session, learn the top five financial goals needed in every plan, discover ten habits to help you save and explore places within your spending plan to decrease expenses to maximize those savings.

We'll also provide options for where you can save your money - from RRSPs to TFSAs - as well as additional resources to increase your financial knowledge to get the most out of your money.

Budgeting Bootcamp

Need to create a budget and don't know where to start or how to stick to it? Let's start by disarming the word "budget"; it's really a spending plan! After all, managing money is more about what you spend that what you earn.

Almost everyone earns and spends money, but not everyone saves money. By creating an effective spending plan, anyone can get into the saving exercise. Understanding where your money is going before it gets there is the key to being financially healthy.

In this course, learn the difference between needs and wants, why you should set goals, how to track your spending, tricks to control wasted dollars, how to stick to your sending plan and live comfortably within your means. If you want less stress, more balance and more freedom, you need Budgeting Bootcamp!

Credit & Lending 101

In this course we will look at credit and lending, including what lenders consider when deciding whether or not to extend credit, how credit ratings and scores work and different options for borrowing. We will also explore different ways to improve your credit.

Credit Cross-Training

Looking for the most effective ways to build or rebuild credit? Whether you're establishing credit for the first time or rebuilding after getting off course, it's important to know how to use this financial tool responsibly.

Treating your credit cards and loans like cash is a recipe for bruised credit. Dealing with credit is similar to other forms of spending: it requires a plan and preparation to stay in good shape.

In this course, learn how to organize your current finances, plan for your application, understand credit reports, build credibility, research your best credit options for your situation, what creditors look for, and how to be a wise credit user.

Enrich Your Kids

As a parent, you want to make sure your children learn the importance of money as early in life as possible.

Being "good with money" is a skill that will enhance every area of their future lives. This session will help you discover how you can teach them about spending & saving in a fun way. We'll cover everything from personal allowances to bank accounts & ATM cards.

Financial Planning Closer to Retirement

In this course we will look at how to develop a spending plan and save for retirement. We will also address the different costs to consider when approaching retirement.

Fraud Detection and Prevention

In this course we will look at fraud and identity theft, including the different scams you may encounter. We will also explore different indicators of fraud and ways to protect yourself.

Holiday Spending Treadmill

In this course we will look at tips on managing holiday spending as well as how to take care of debt that may be lingering from previous holidays. Lastly, we look at how to save for future holidays.

How to Financially Survive a Lay-Off

In this course we will look at how to plan your finances if you have been laid off, or become laid off in the future.

Managing Money and Understanding Credit for Students

In this course, we will look at the benefits of good money management and the consequences of poor money management. We will discuss ways to track spending and set savings goals. This course will also explain the basics of credit and borrowing.

Online Shopping with Confidence

In this course we will look at what to consider when shopping online and what you can do to ensure you have the information you need to get online with confidence.

R and R in Retirement

Should you be thinking about retirement now? Whether you're almost there, in the prime of your career, or just started working, the answer is "yes." With fewer than half of Canadians fully prepared for retirement, the more you plan for your future, the more you'll enjoy the fruits of your labour.

R & R in Retirement teaches you how an effective savings strategy allows your money to work hard so you won't need to later. You'll figure out how much money you'll need and the best options to get there. Discover the pros and cons of RRSPs, the importance of paying off your residence and minimizing debt. Plus you can find out how pension plans work and what to expect from government programs. Whether you're 20 or 60, this session will result in a richer, more relaxing retirement.

Tackle Debt

Take the stress out of debt by learning all the options available to pay it down efficiently. In "Tackle Debt," we'll explore the true costs of debts and how it works, including ways to find money within your budget/spending plan to put towards becoming debt free, how to work with your creditors as well as legislated options if it is more than you can handle on your own. Tackle your debt today to turn your debt payments into savings for your future financial goals.

The Sandwich Generation

In this course we will look at what we mean by the sandwich generation and what you can do to ensure you are able to meet your financial goals in this situation.